Deposit Insurance around the World
نویسنده
چکیده
منابع مشابه
Deposit Insurance Around the Globe : Where Does It Work ? Asl
Explicit deposit insurance has been spreading rapidly in recent years, even to countries with low levels of financial and institutional development. This paper documents the extent of cross-country differences in deposit-insurance design and reviews empirical evidence on how particular design features affect private market discipline, banking stability, financial development, and the effectiven...
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Nowadays, deposit insurance plays a significant role in the financial stability of countries, and most countries have implemented this system in their countries. However, since in the deposit insurance process, it is unknown whether something will happen in the future or not, there are still disagreements between jurisconsults concerning this system, and they believe that factors such as risk...
متن کاملDeposit Insurance and Financial Development
We thank the World Bank for funding and Asli Demirguc-Kunt and participants at the World Bank conference on deposit insurance for their comments and suggestions. The views expressed are the authors' own and do not necessarily reflect those of the World Bank, its Board of Directors, or the countries they represent.
متن کاملالزامات وجود بیمه سپرده و ارتباط آن با مقاومت بانکی
مطالعه حاضر به بررسی رابطهی بین بیمهی سپرده بانکی و مقاومت بانکی در ایران با استفاده از دادههای پانل طی دوره 1394-1389 میپردازد. علاوه بر نرخ بیمه سپرده، متغیرهای نسبت مطالبات معوق به کل تسهیلات، کفایت سرمایه، اندازه بانک، بازده دارایی، نرخ رشد اقتصادی، نرخ رشد پول و نرخ تورم نیز به عنوان متغیرهای توضیحی استفاده شده است. جهت دستیابی به این هدف از بین بانکهای خصوصی 12 بانک انتخاب گردیده است...
متن کاملDeposit Insurance as Private Club: Is Germany a Model?
This paper describes and evaluates the deposit insurance scheme set up by private commercial banks in Germany in 1975. Unlike schemes in other countries, its funding and management is completely private, without any public supervision. While other schemes rely on monitoring by depositors to decrease moral hazard problems, the German scheme relies on peer monitoring by its member banks. This pap...
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